Judgement Liens

Almonacy Law Firm

Judgement Liens

A judgment lien is a court ruling that gives a creditor a right to take possession of a debtor’s property if the debtor fails to make or fulfill his contractual obligations. Judgement liens are non-consensual because they are attached to property without the owners’ consent.
How long does a creditor have to collect on a judgement lien?
Usually, judgments are valid for several years before they expire or lapse. In some states, a judgement is effective for 5 to 7 years. In other states, like NY and NJ, it can last 20 years. Exactly how long a judgement will last depends on the laws of your state and the method the creditor uses to try to collect on that judgement.
What does a judgement mean in New Jersey?

Judgements occur when a plaintiff is in a money lawsuit and is successful in their claim. The court will award the plaintiff a certain amount of money, and a judgement against the defendant will give creditors the legal authority to collect this money.

Almonacy Law can help you get the money that has been awarded to you in a lawsuit. Just because you may have won the lawsuit or court case does not mean the money will automatically come to you. If the person or company that owes you the money does not pay, a judgment lien is one way to ensure the creditor that the monies due will be paid.

What kind of property is subject to a judgement lien in New Jersey?

In every state, a judgment lien can be attached to the debtor’s real estate — meaning a house, condo, land, or similar kind of property interest. Some states also allow judgment liens on the debtor’s personal property — things like jewelry, art, antiques, and other valuables.

In New Jersey, a judgment lien can be attached to real estate only (not personal property).

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